PERSONAL INSURANCE
We offer the following guarantees as part of the financing of your boat under a leasing contract:
Death + TPD
Death coverage is paid in the event of death by accident or illness of the insured person occurring after they first start paying insurance coverage.
The Total and Permanent Disablement (TPD) policy covers the total and irreversible inability to engage in any work or occupation that may provide a gain or profit and which requires the assistance of a third party to perform ordinary every day actions. As with life insurance, TPD insurance allows for the repayment of the outstanding capital due according to the percentage chosen when the policy was taken out.
Work incapacity
Work Incapacity (WI) coverage is paid in the event of incapacity, i.e. when the insured person is forced to completely interrupt their professional activity, whether employed or not, by medical prescription, as a result of illness or accident and whose state of health prohibits the exercise of any professional activity, provided that on the date of cessation of work they are actually carrying out a paid professional activity.
This way, you can feel confident that you and your loved ones are protected, and you can set sail with peace of mind.
CAPITOLE FINANCE - TOFINSO, a public limited company with a share capital of €32,293,310, whose registered office is at 2839 La Lauragaise 31670 LABEGE, registered with the Toulouse Trade and Companies Registry under number 433952918, a subsidiary of the Caisse d'Epargne MIDI-PYRENEES, acting as an agent of AXA Insurances, an Insurance Enterprise governed by the Insurance Code and subject to the control of the Prudential Control Authority - 61 rue Taitbout 75436 PARIS CEDEX 09, registered in the insurance intermediaries registry under number 08 040 602, held by ORIAS (www.orias.fr).
Property insurance
For your safety and comfort, we have solutions with our various partners.
For more information, do not hesitate to: